Rent back
Get instant access to finance and add value to your business
This solution represents an effective response to the growing demand for alternative finance, outside the traditional banking system.
Leaseback services allows companies to obtain instant liquidity by selling their capital goods, renting them and continuing to use them. This instrument helps companies to improve their balance sheet ratios, optimise resource management and increase financial flexibility, without compromising their day-to-day operations.
Thanks to leaseback options, it is possible to transform the value of company assets into liquid resources, promoting business growth and sustainability.
Vendor Benefits
Achieve liquidity and improve your balance sheet ratios without losing possession of your assets.
With the leaseback option, you can:
- replace a fixed asset with liquidity
- improve your net working capital (NFP)
- retain possession of the goods through an operating lease agreement, and regain ownership by paying the fees.
Leaseback benefits
- Relief from the burdens of company assets and continued access to the goods
With leaseback solutions, you can regain the use of the capital that would otherwise be tied up in asset ownership, while retaining use of the goods through the simultaneous signing of a rental contract - Improved working capital
By replacing fixed assets with cash, you improve your current assets to short-term debt ratio. - No debt exposure in the Bank of Italy's Central Credit Register or the balance sheet
The debt towards the rental company does not entail any exposure in the Central Credit Register or in the liabilities of the balance sheet, unless the IFRS accounting principles are applied. - Improved NFP and EBITDA
The increased liquidity without corresponding debt to banks leads to an improvement in the NFP. - Ability to effect the EBITDA
If the sales value differs from the "Net Book Value", it is possible to act on capital gains/losses and effect the EBITDA. If the duration of the rental contract is shorter than the amortisation plan, it is possible to accelerate the costs, reducing the taxable amount. - Improved bank rating
The ability to significantly improve the main balance sheet ratios allows you to improve the rating with which banks evaluate the financeability of your company.